Capital
Turn today’s sales into tomorrow’s growth
Restock sooner, hire faster, and seize investment opportunities – without waiting to get paid first. Get financing from €500 to €500k, with repayments based on your sales.
Repaid
€60.000
Outstanding
€40.000
€74.000
€8.000 fee · 22% repayment rate
€60.000
€6.000 fee · 20% repayment rate
€40.000
€4.000 fee · 18% repayment rate
Trusted by 250,000 European businesses ⋅ €300M+ financed
Trusted by 250,000 European businesses
€300M+ financed
Capital that works the way your business does
Capital that works the way your business does
Invest your future
revenue today
Unlock capital tied up in future revenue so you can act on opportunities for stock, expansion, hiring, or marketing at the perfect moment.
Repay with the pace of your sales
Repayments are taken automatically as a percentage of your daily sales. Having a quieter period? Your repayments will be lower, with less admin and less pressure.
€350
repayment
Access more capital as you grow
Your financing grows alongside your performance. As your business scales, you can unlock larger amounts, making reinvestment a strategic choice.
New financing 🎉
See what’s possible
Use the slider to explore your financing options. Actual offers are based on your sales performance and may vary accordingly.
See what’s possible
Use the slider to explore your financing options. Actual offers are based on your sales performance and may vary accordingly.
See what’s possible
Use the slider to explore your financing options. Actual offers are based on your sales performance and may vary accordingly.
From application to full financing in days, not weeks
From application to full financing in days, not weeks
1
Choose your
offer
Choose your offer
If you're eligible, review your options and choose the amount, fee, and repayment rate that suit your plans.
2
Review terms and get approved
Everything is transparent and upfront – one fixed fee, no hidden costs, no compounding interest. Accept your terms in minutes.
3
Receive your
funds
Receive your funds
Your financing will arrive in your account within 1–2 business days.
4
Repay through your sales
A fixed percentage of your daily sales will be collected automatically.
5
Top up when
you’re ready
Top up when you’re ready
Once you’ve repaid 55% or more, a top-up may become available.
“Mollie Capital allowed us to significantly increase wholesale stock purchases, driving more than 20% year-over-year revenue growth. The funding enabled us to scale a new inventory-led growth engine.”
Rutger van Boxtel, COO and General Counsel, Otrium
“Our sales figures have improved by 30% thanks to Mollie Capital. Now we can deliver goods steadily, delighting our customers in the process.”
Tom Kapitein, Co-founder Glamour Your Hair
“I highly recommend Mollie Capital for its ease of use and personalised financing approach. It offers a manageable repayment plan that aligns perfectly with your business needs.”
Mahmud Kocyigit, Sales Manager, DMT Beauty
“With Mollie Capital, we efficiently addressed cash flow challenges in the off-season. The hassle-free application process and prompt funding proved invaluable.”
Sam De Decker, CEO and Founder, Zwembad.shop
“Mollie Capital's fast and clear financing solution enabled us to invest more in our new warehouse during renovation, ensuring our success during year-end peak periods.”
Sebastian Bakker, General Director, Cooking Life
“Mollie Capital allowed us to significantly increase wholesale stock purchases, driving more than 20% year-over-year revenue growth. The funding enabled us to scale a new inventory-led growth engine.”
Rutger van Boxtel, COO and General Counsel, Otrium
“Our sales figures have improved by 30% thanks to Mollie Capital. Now we can deliver goods steadily, delighting our customers in the process.”
Tom Kapitein, Co-founder Glamour Your Hair
“I highly recommend Mollie Capital for its ease of use and personalised financing approach. It offers a manageable repayment plan that aligns perfectly with your business needs.”
Mahmud Kocyigit, Sales Manager, DMT Beauty
“With Mollie Capital, we efficiently addressed cash flow challenges in the off-season. The hassle-free application process and prompt funding proved invaluable.”
Sam De Decker, CEO and Founder, Zwembad.shop
“Mollie Capital's fast and clear financing solution enabled us to invest more in our new warehouse during renovation, ensuring our success during year-end peak periods.”
Sebastian Bakker, General Director, Cooking Life
“Mollie Capital allowed us to significantly increase wholesale stock purchases, driving more than 20% year-over-year revenue growth. The funding enabled us to scale a new inventory-led growth engine.”
Rutger van Boxtel, COO and General Counsel, Otrium
“Our sales figures have improved by 30% thanks to Mollie Capital. Now we can deliver goods steadily, delighting our customers in the process.”
Tom Kapitein, Co-founder Glamour Your Hair
“I highly recommend Mollie Capital for its ease of use and personalised financing approach. It offers a manageable repayment plan that aligns perfectly with your business needs.”
Mahmud Kocyigit, Sales Manager, DMT Beauty
“With Mollie Capital, we efficiently addressed cash flow challenges in the off-season. The hassle-free application process and prompt funding proved invaluable.”
Sam De Decker, CEO and Founder, Zwembad.shop
“Mollie Capital's fast and clear financing solution enabled us to invest more in our new warehouse during renovation, ensuring our success during year-end peak periods.”
Sebastian Bakker, General Director, Cooking Life
“Mollie Capital allowed us to significantly increase wholesale stock purchases, driving more than 20% year-over-year revenue growth. The funding enabled us to scale a new inventory-led growth engine.”
Rutger van Boxtel, COO and General Counsel, Otrium
“Our sales figures have improved by 30% thanks to Mollie Capital. Now we can deliver goods steadily, delighting our customers in the process.”
Tom Kapitein, Co-founder Glamour Your Hair
“I highly recommend Mollie Capital for its ease of use and personalised financing approach. It offers a manageable repayment plan that aligns perfectly with your business needs.”
Mahmud Kocyigit, Sales Manager, DMT Beauty
“With Mollie Capital, we efficiently addressed cash flow challenges in the off-season. The hassle-free application process and prompt funding proved invaluable.”
Sam De Decker, CEO and Founder, Zwembad.shop
“Mollie Capital's fast and clear financing solution enabled us to invest more in our new warehouse during renovation, ensuring our success during year-end peak periods.”
Sebastian Bakker, General Director, Cooking Life
Why businesses choose Mollie Capital
Why businesses choose Mollie Capital
Why businesses choose Mollie Capital
Efficient
Apply in minutes. Receive funds in 1–3 business days.
Flexible
Repay through your sales, not fixed monthly instalments.
Transparent
One flat fee upfront. No hidden costs or compounding interest.
Centralised
Manage financing alongside payments and daily reporting – all in one dashboard.
Tailored
Offers based on your sales performance, not lengthy bank applications.
Multiplier
As your business grows, your access to capital can grow with it.
Bespoke financing
Looking for larger-scale financing?
For amounts above €150,000, our Capital team can structure a bespoke financing arrangement tailored to your business. Tell us what you’re looking for, and we’ll be in touch.
Looking for larger-scale financing?
For amounts above €150,000, our Capital team can structure a bespoke financing arrangement tailored to your business. Tell us what you’re looking for, and we’ll be in touch.
Looking for larger-scale financing?
For amounts above €150,000, our Capital team can structure a bespoke financing arrangement tailored to your business. Tell us what you’re looking for, and we’ll be in touch.
Embeded capital for platforms
Offer your customers direct access to funding within your product. They grow faster, process more payments, and stay longer, while you earn on the increased volume.
Embeded capital for platforms
Offer your customers direct access to funding within your product. They grow faster, process more payments, and stay longer, while you earn on the increased volume.
Fuel your customers’ growth
Provide users with access to capital so they can invest in inventory, marketing, and expansion – all of which increase your payment volume.
Retention through financial services
Platforms that offer funding become indispensable. Capital is the deepest form of platform lock-in.
Fully managed, zero-risk
Your customers see the offer inside your product. Mollie handles underwriting, disbursement, collection, and risk. You don’t touch the credit decision.
Frequently asked questions
Who can apply for Mollie Capital?
Mollie Capital is available to businesses that process payments through Mollie. Offers are based on your sales performance, so there’s no lengthy bank application or credit check required.
How do I know if I'm eligible?
If you’re eligible, you’ll see a financing offer directly in your Mollie dashboard. Eligibility is assessed based on your sales history with Mollie, so the longer you’ve been processing payments with us, the more accurate your offer will be.
How much financing can I access?
This depends on several factors, including which markets you operate in and your previous Mollie sales history. If you’re looking for a bespoke arrangement tailored to your business, get in touch, and we can discuss your options.
How long does it take to receive funds?
Once you’ve accepted your terms, funds typically arrive within 1–2 business days.
How much does Mollie Capital cost?
You pay one flat fee, agreed upfront. There are no surprises and no compounding interest.
How does repayment work?
A fixed percentage is deducted automatically from each sale you make through Mollie. During quieter periods, when your sales are lower, your repayments will naturally be lower too.
Can I repay early?
Yes. Because repayments are tied to your sales, you'll naturally repay faster during busier periods. There are no penalties for repaying ahead of schedule.
When can I access more financing?
Once you’ve repaid 55% or more of your current financing, a top-up or renewal may become available — so your access to capital grows alongside your business.
Frequently asked questions
Who can apply for Mollie Capital?
Mollie Capital is available to businesses that process payments through Mollie. Offers are based on your sales performance, so there’s no lengthy bank application or credit check required.
How do I know if I'm eligible?
If you’re eligible, you’ll see a financing offer directly in your Mollie dashboard. Eligibility is assessed based on your sales history with Mollie, so the longer you’ve been processing payments with us, the more accurate your offer will be.
How much financing can I access?
This depends on several factors, including which markets you operate in and your previous Mollie sales history. If you’re looking for a bespoke arrangement tailored to your business, get in touch, and we can discuss your options.
How long does it take to receive funds?
Once you’ve accepted your terms, funds typically arrive within 1–2 business days.
How much does Mollie Capital cost?
You pay one flat fee, agreed upfront. There are no surprises and no compounding interest.
How does repayment work?
A fixed percentage is deducted automatically from each sale you make through Mollie. During quieter periods, when your sales are lower, your repayments will naturally be lower too.
Can I repay early?
Yes. Because repayments are tied to your sales, you'll naturally repay faster during busier periods. There are no penalties for repaying ahead of schedule.
When can I access more financing?
Once you’ve repaid 55% or more of your current financing, a top-up or renewal may become available — so your access to capital grows alongside your business.
Turn today’s sales into tomorrow’s growth
Apply in minutes. Get a financing offer tailored to your business. Receive your funds within 1-2 days.
Turn today’s sales into tomorrow’s growth
Apply in minutes. Get a financing offer tailored to your business. Receive your funds within 1-2 days.
Turn today’s sales into tomorrow’s growth
Get quick and easy financing. No late fees. No ongoing interest.
Turn today’s sales into tomorrow’s growth
Get quick and easy financing. No late fees. No ongoing interest.
Tap to Pay on iPhone
Accept contactless payments right on your iPhone with the Mollie app
Accept payments
Technical resources
About Mollie
Tap to Pay on iPhone
Accept contactless payments right on your iPhone with the Mollie app
Accept payments
Technical resources
About Mollie
Tap to Pay on iPhone
Accept contactless payments right on your iPhone with the Mollie app
Accept payments
Technical resources
About Mollie