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15 alternatives to Klarna that merchants should know
15 alternatives to Klarna that merchants should know
15 alternatives to Klarna that merchants should know
15 alternatives to Klarna that merchants should know
Discover the top 15 Klarna alternatives. Compare Mollie with Klarna and find the perfect solution for your business. Find out more and get started now!
Discover the top 15 Klarna alternatives. Compare Mollie with Klarna and find the perfect solution for your business. Find out more and get started now!
Payments-and-checkout
Payments-and-checkout
Payments-and-checkout
Feb 5, 2025
Overview: alternatives to Klarna
Klarna is particularly suitable for end customers, rather than for B2B payments, due to its instalment payment options
There are numerous Klarna alternatives that are available internationally and in Germany
Mollie scores with flexibility, transparency and solutions for B2C and B2B companies
With Mollie, you can easily integrate numerous payment methods and even POS terminals
Klarna is particularly suitable for end customers, rather than for B2B payments, due to its instalment payment options
There are numerous Klarna alternatives that are available internationally and in Germany
Mollie scores with flexibility, transparency and solutions for B2C and B2B companies
With Mollie, you can easily integrate numerous payment methods and even POS terminals
Klarna is particularly suitable for end customers, rather than for B2B payments, due to its instalment payment options
There are numerous Klarna alternatives that are available internationally and in Germany
Mollie scores with flexibility, transparency and solutions for B2C and B2B companies
With Mollie, you can easily integrate numerous payment methods and even POS terminals
Klarna is particularly suitable for end customers, rather than for B2B payments, due to its instalment payment options
There are numerous Klarna alternatives that are available internationally and in Germany
Mollie scores with flexibility, transparency and solutions for B2C and B2B companies
With Mollie, you can easily integrate numerous payment methods and even POS terminals
Klarna: pros and cons
Klarna offers advantages that are particularly attractive for merchants with a B2C focus, but it also has some disadvantages that you should be aware of if you are considering switching to Klarna alternatives that better suit your needs.
Advantages of Klarna
High level of awareness among end customers
Klarna is one of the best-known payment service providers, particularly in the ‘Buy Now, Pay Later’ segment. The trust of customers ensures a high conversion rate in online shops.
Attractive instalment payment options
With flexible instalment payments, Klarna makes it easier to complete a purchase, especially for high-priced products. This can be an advantage for online shops that want to increase their sales.
Easy integration into shop systems
Klarna can be easily integrated into many common shop systems. This allows online shops to quickly benefit from the advantages of the payment provider.
Disadvantages of Klarna
Limited B2B suitability
Klarna is strongly geared towards B2C customers and itself offers hardly any suitable B2B payment methods. Merchants who serve business customers often need additional providers for their payment methods, for example Billie.
Lack of transparency in the fee structure
Klarna's fees are calculated individually and are therefore often difficult to understand. This makes it difficult for you to calculate in advance what costs you will incur for transactions.
Long binding contracts
Some retailers criticise that Klarna specifies long contract durations and notice periods. These durations can be up to 24 months and limit flexibility if a switch to a different payment provider is desired.
Slow payouts
Merchants repeatedly report that Klarna takes longer to process payments than other payment providers. Klarna sets the delay individually. It can affect the liquidity of companies, especially smaller ones.
Klarna offers advantages that are particularly attractive for merchants with a B2C focus, but it also has some disadvantages that you should be aware of if you are considering switching to Klarna alternatives that better suit your needs.
Advantages of Klarna
High level of awareness among end customers
Klarna is one of the best-known payment service providers, particularly in the ‘Buy Now, Pay Later’ segment. The trust of customers ensures a high conversion rate in online shops.
Attractive instalment payment options
With flexible instalment payments, Klarna makes it easier to complete a purchase, especially for high-priced products. This can be an advantage for online shops that want to increase their sales.
Easy integration into shop systems
Klarna can be easily integrated into many common shop systems. This allows online shops to quickly benefit from the advantages of the payment provider.
Disadvantages of Klarna
Limited B2B suitability
Klarna is strongly geared towards B2C customers and itself offers hardly any suitable B2B payment methods. Merchants who serve business customers often need additional providers for their payment methods, for example Billie.
Lack of transparency in the fee structure
Klarna's fees are calculated individually and are therefore often difficult to understand. This makes it difficult for you to calculate in advance what costs you will incur for transactions.
Long binding contracts
Some retailers criticise that Klarna specifies long contract durations and notice periods. These durations can be up to 24 months and limit flexibility if a switch to a different payment provider is desired.
Slow payouts
Merchants repeatedly report that Klarna takes longer to process payments than other payment providers. Klarna sets the delay individually. It can affect the liquidity of companies, especially smaller ones.
Klarna offers advantages that are particularly attractive for merchants with a B2C focus, but it also has some disadvantages that you should be aware of if you are considering switching to Klarna alternatives that better suit your needs.
Advantages of Klarna
High level of awareness among end customers
Klarna is one of the best-known payment service providers, particularly in the ‘Buy Now, Pay Later’ segment. The trust of customers ensures a high conversion rate in online shops.
Attractive instalment payment options
With flexible instalment payments, Klarna makes it easier to complete a purchase, especially for high-priced products. This can be an advantage for online shops that want to increase their sales.
Easy integration into shop systems
Klarna can be easily integrated into many common shop systems. This allows online shops to quickly benefit from the advantages of the payment provider.
Disadvantages of Klarna
Limited B2B suitability
Klarna is strongly geared towards B2C customers and itself offers hardly any suitable B2B payment methods. Merchants who serve business customers often need additional providers for their payment methods, for example Billie.
Lack of transparency in the fee structure
Klarna's fees are calculated individually and are therefore often difficult to understand. This makes it difficult for you to calculate in advance what costs you will incur for transactions.
Long binding contracts
Some retailers criticise that Klarna specifies long contract durations and notice periods. These durations can be up to 24 months and limit flexibility if a switch to a different payment provider is desired.
Slow payouts
Merchants repeatedly report that Klarna takes longer to process payments than other payment providers. Klarna sets the delay individually. It can affect the liquidity of companies, especially smaller ones.
Klarna offers advantages that are particularly attractive for merchants with a B2C focus, but it also has some disadvantages that you should be aware of if you are considering switching to Klarna alternatives that better suit your needs.
Advantages of Klarna
High level of awareness among end customers
Klarna is one of the best-known payment service providers, particularly in the ‘Buy Now, Pay Later’ segment. The trust of customers ensures a high conversion rate in online shops.
Attractive instalment payment options
With flexible instalment payments, Klarna makes it easier to complete a purchase, especially for high-priced products. This can be an advantage for online shops that want to increase their sales.
Easy integration into shop systems
Klarna can be easily integrated into many common shop systems. This allows online shops to quickly benefit from the advantages of the payment provider.
Disadvantages of Klarna
Limited B2B suitability
Klarna is strongly geared towards B2C customers and itself offers hardly any suitable B2B payment methods. Merchants who serve business customers often need additional providers for their payment methods, for example Billie.
Lack of transparency in the fee structure
Klarna's fees are calculated individually and are therefore often difficult to understand. This makes it difficult for you to calculate in advance what costs you will incur for transactions.
Long binding contracts
Some retailers criticise that Klarna specifies long contract durations and notice periods. These durations can be up to 24 months and limit flexibility if a switch to a different payment provider is desired.
Slow payouts
Merchants repeatedly report that Klarna takes longer to process payments than other payment providers. Klarna sets the delay individually. It can affect the liquidity of companies, especially smaller ones.
15 alternatives to Klarna at a glance
If you are looking for an alternative to Klarna, there are not only other payment providers, but also various payment methods that can make your online shop flexible and customer-friendly.
Popular Klarna alternatives in Germany
Direct payment with Visa, Mastercard or other credit cards is an excellent alternative to Klarna for merchants. As one of the most widely used payment methods worldwide, online shops benefit from a high level of acceptance and easy processing.
PayPal is a global payment service provider that enables buyers to make secure and fast online payments. Integrating PayPal via Mollie offers your customers a familiar and convenient payment method, including BNPL.
The classic bank transfer is still a preferred payment method and thus a good alternative to Klarna, especially for larger transactions. SEPA transfers offer uniform standards and secure payments throughout Europe.
Many German buyers prefer to order online and pay on collection. This method offers additional flexibility for local merchants accepting POS payments.
Billie is a modern buy-now-pay-later solution specifically designed for B2B companies. The Mollie integration allows merchants to offer business customers simple and flexible payment options.
Klarna alternatives in other European countries
iDEAL (Netherlands)
iDEAL is the leading payment method in the Netherlands, enabling direct and secure bank transfers. With this Klarna alternative, buyers can process their payments conveniently and quickly through their own banks.
Bancontact (Belgium)
Bancontact is the most widely used payment method in Belgium, accepted by more than 80 per cent of Belgian merchants. It offers customers an easy way to make payments directly from their bank account.
Cartes Bancaires (France)
Cartes Bancaires is the main card payment system in France. This local Klarna alternative enables French buyers to make fast and secure payments both online and in-store.
Przelewy24 (Poland)
Przelewy24 is a popular payment method in Poland that allows customers to make secure and instant online transfers via their bank. This option is ideal for online shops that want to serve Polish buyers.
EPS transfer (Austria)
EPS Transfer is one of the most popular payment methods in Austria, enabling fast and secure bank transfers. Supported by almost all Austrian banks, it is an ideal Klarna alternative for merchants with Austrian customers.
Alternatives to Klarna as a payment provider
Mollie itself is a leading and fast-growing payment service provider that offers a wide range of payment options and is ideally suited as an alternative to Klarna due to its transparent fees and easy integration.
Adyen is a global payment service provider offering comprehensive solutions for international payments. It is known for its robust platform and broad payment method support. However, using Adyen as an alternative to Klarna often requires extensive technical resources, as implementation and integration can be time-consuming and complex.
Stripe offers a powerful payment processing API and is particularly popular with developers as an alternative to Klarna. It supports a wide range of payment methods and currencies. However, online shops with a regional focus may be limited because Stripe does not support all locally popular payment options such as PayPal or SEPA direct debit.
Square
Square is known for its point-of-sale solutions and also offers online payment processing. It is a good alternative to Klarna, especially for small and medium-sized companies. One disadvantage for merchants in Europe is that Square's main focus is on North America and it is less well established in Europe.
Braintree
Braintree, a PayPal company, offers comprehensive payment processing solutions and supports a variety of payment methods, including credit cards and digital wallets. However, a potential disadvantage is the non-transparent fee structure, which can be difficult for smaller merchants to understand and makes calculating costs more difficult.
If you are looking for an alternative to Klarna, there are not only other payment providers, but also various payment methods that can make your online shop flexible and customer-friendly.
Popular Klarna alternatives in Germany
Direct payment with Visa, Mastercard or other credit cards is an excellent alternative to Klarna for merchants. As one of the most widely used payment methods worldwide, online shops benefit from a high level of acceptance and easy processing.
PayPal is a global payment service provider that enables buyers to make secure and fast online payments. Integrating PayPal via Mollie offers your customers a familiar and convenient payment method, including BNPL.
The classic bank transfer is still a preferred payment method and thus a good alternative to Klarna, especially for larger transactions. SEPA transfers offer uniform standards and secure payments throughout Europe.
Many German buyers prefer to order online and pay on collection. This method offers additional flexibility for local merchants accepting POS payments.
Billie is a modern buy-now-pay-later solution specifically designed for B2B companies. The Mollie integration allows merchants to offer business customers simple and flexible payment options.
Klarna alternatives in other European countries
iDEAL (Netherlands)
iDEAL is the leading payment method in the Netherlands, enabling direct and secure bank transfers. With this Klarna alternative, buyers can process their payments conveniently and quickly through their own banks.
Bancontact (Belgium)
Bancontact is the most widely used payment method in Belgium, accepted by more than 80 per cent of Belgian merchants. It offers customers an easy way to make payments directly from their bank account.
Cartes Bancaires (France)
Cartes Bancaires is the main card payment system in France. This local Klarna alternative enables French buyers to make fast and secure payments both online and in-store.
Przelewy24 (Poland)
Przelewy24 is a popular payment method in Poland that allows customers to make secure and instant online transfers via their bank. This option is ideal for online shops that want to serve Polish buyers.
EPS transfer (Austria)
EPS Transfer is one of the most popular payment methods in Austria, enabling fast and secure bank transfers. Supported by almost all Austrian banks, it is an ideal Klarna alternative for merchants with Austrian customers.
Alternatives to Klarna as a payment provider
Mollie itself is a leading and fast-growing payment service provider that offers a wide range of payment options and is ideally suited as an alternative to Klarna due to its transparent fees and easy integration.
Adyen is a global payment service provider offering comprehensive solutions for international payments. It is known for its robust platform and broad payment method support. However, using Adyen as an alternative to Klarna often requires extensive technical resources, as implementation and integration can be time-consuming and complex.
Stripe offers a powerful payment processing API and is particularly popular with developers as an alternative to Klarna. It supports a wide range of payment methods and currencies. However, online shops with a regional focus may be limited because Stripe does not support all locally popular payment options such as PayPal or SEPA direct debit.
Square
Square is known for its point-of-sale solutions and also offers online payment processing. It is a good alternative to Klarna, especially for small and medium-sized companies. One disadvantage for merchants in Europe is that Square's main focus is on North America and it is less well established in Europe.
Braintree
Braintree, a PayPal company, offers comprehensive payment processing solutions and supports a variety of payment methods, including credit cards and digital wallets. However, a potential disadvantage is the non-transparent fee structure, which can be difficult for smaller merchants to understand and makes calculating costs more difficult.
If you are looking for an alternative to Klarna, there are not only other payment providers, but also various payment methods that can make your online shop flexible and customer-friendly.
Popular Klarna alternatives in Germany
Direct payment with Visa, Mastercard or other credit cards is an excellent alternative to Klarna for merchants. As one of the most widely used payment methods worldwide, online shops benefit from a high level of acceptance and easy processing.
PayPal is a global payment service provider that enables buyers to make secure and fast online payments. Integrating PayPal via Mollie offers your customers a familiar and convenient payment method, including BNPL.
The classic bank transfer is still a preferred payment method and thus a good alternative to Klarna, especially for larger transactions. SEPA transfers offer uniform standards and secure payments throughout Europe.
Many German buyers prefer to order online and pay on collection. This method offers additional flexibility for local merchants accepting POS payments.
Billie is a modern buy-now-pay-later solution specifically designed for B2B companies. The Mollie integration allows merchants to offer business customers simple and flexible payment options.
Klarna alternatives in other European countries
iDEAL (Netherlands)
iDEAL is the leading payment method in the Netherlands, enabling direct and secure bank transfers. With this Klarna alternative, buyers can process their payments conveniently and quickly through their own banks.
Bancontact (Belgium)
Bancontact is the most widely used payment method in Belgium, accepted by more than 80 per cent of Belgian merchants. It offers customers an easy way to make payments directly from their bank account.
Cartes Bancaires (France)
Cartes Bancaires is the main card payment system in France. This local Klarna alternative enables French buyers to make fast and secure payments both online and in-store.
Przelewy24 (Poland)
Przelewy24 is a popular payment method in Poland that allows customers to make secure and instant online transfers via their bank. This option is ideal for online shops that want to serve Polish buyers.
EPS transfer (Austria)
EPS Transfer is one of the most popular payment methods in Austria, enabling fast and secure bank transfers. Supported by almost all Austrian banks, it is an ideal Klarna alternative for merchants with Austrian customers.
Alternatives to Klarna as a payment provider
Mollie itself is a leading and fast-growing payment service provider that offers a wide range of payment options and is ideally suited as an alternative to Klarna due to its transparent fees and easy integration.
Adyen is a global payment service provider offering comprehensive solutions for international payments. It is known for its robust platform and broad payment method support. However, using Adyen as an alternative to Klarna often requires extensive technical resources, as implementation and integration can be time-consuming and complex.
Stripe offers a powerful payment processing API and is particularly popular with developers as an alternative to Klarna. It supports a wide range of payment methods and currencies. However, online shops with a regional focus may be limited because Stripe does not support all locally popular payment options such as PayPal or SEPA direct debit.
Square
Square is known for its point-of-sale solutions and also offers online payment processing. It is a good alternative to Klarna, especially for small and medium-sized companies. One disadvantage for merchants in Europe is that Square's main focus is on North America and it is less well established in Europe.
Braintree
Braintree, a PayPal company, offers comprehensive payment processing solutions and supports a variety of payment methods, including credit cards and digital wallets. However, a potential disadvantage is the non-transparent fee structure, which can be difficult for smaller merchants to understand and makes calculating costs more difficult.
If you are looking for an alternative to Klarna, there are not only other payment providers, but also various payment methods that can make your online shop flexible and customer-friendly.
Popular Klarna alternatives in Germany
Direct payment with Visa, Mastercard or other credit cards is an excellent alternative to Klarna for merchants. As one of the most widely used payment methods worldwide, online shops benefit from a high level of acceptance and easy processing.
PayPal is a global payment service provider that enables buyers to make secure and fast online payments. Integrating PayPal via Mollie offers your customers a familiar and convenient payment method, including BNPL.
The classic bank transfer is still a preferred payment method and thus a good alternative to Klarna, especially for larger transactions. SEPA transfers offer uniform standards and secure payments throughout Europe.
Many German buyers prefer to order online and pay on collection. This method offers additional flexibility for local merchants accepting POS payments.
Billie is a modern buy-now-pay-later solution specifically designed for B2B companies. The Mollie integration allows merchants to offer business customers simple and flexible payment options.
Klarna alternatives in other European countries
iDEAL (Netherlands)
iDEAL is the leading payment method in the Netherlands, enabling direct and secure bank transfers. With this Klarna alternative, buyers can process their payments conveniently and quickly through their own banks.
Bancontact (Belgium)
Bancontact is the most widely used payment method in Belgium, accepted by more than 80 per cent of Belgian merchants. It offers customers an easy way to make payments directly from their bank account.
Cartes Bancaires (France)
Cartes Bancaires is the main card payment system in France. This local Klarna alternative enables French buyers to make fast and secure payments both online and in-store.
Przelewy24 (Poland)
Przelewy24 is a popular payment method in Poland that allows customers to make secure and instant online transfers via their bank. This option is ideal for online shops that want to serve Polish buyers.
EPS transfer (Austria)
EPS Transfer is one of the most popular payment methods in Austria, enabling fast and secure bank transfers. Supported by almost all Austrian banks, it is an ideal Klarna alternative for merchants with Austrian customers.
Alternatives to Klarna as a payment provider
Mollie itself is a leading and fast-growing payment service provider that offers a wide range of payment options and is ideally suited as an alternative to Klarna due to its transparent fees and easy integration.
Adyen is a global payment service provider offering comprehensive solutions for international payments. It is known for its robust platform and broad payment method support. However, using Adyen as an alternative to Klarna often requires extensive technical resources, as implementation and integration can be time-consuming and complex.
Stripe offers a powerful payment processing API and is particularly popular with developers as an alternative to Klarna. It supports a wide range of payment methods and currencies. However, online shops with a regional focus may be limited because Stripe does not support all locally popular payment options such as PayPal or SEPA direct debit.
Square
Square is known for its point-of-sale solutions and also offers online payment processing. It is a good alternative to Klarna, especially for small and medium-sized companies. One disadvantage for merchants in Europe is that Square's main focus is on North America and it is less well established in Europe.
Braintree
Braintree, a PayPal company, offers comprehensive payment processing solutions and supports a variety of payment methods, including credit cards and digital wallets. However, a potential disadvantage is the non-transparent fee structure, which can be difficult for smaller merchants to understand and makes calculating costs more difficult.
Mollie vs Klarna: the comparison
Payment methods
Klarna is particularly well known for B2C payments and offers popular payment methods such as purchase on account, instalment payments and instant bank transfers. These options are particularly popular with end customers, but lack flexibility for other payment types. The focus here is on European markets.
Mollie offers more than 20 different payment methods, including global options such as credit cards and Apple Pay, as well as numerous local payment methods such as iDEAL, Bancontact and EPS transfer, which are the most popular payment methods in European countries and thus an optimal alternative to Klarna. It is particularly noteworthy that Klarna payment methods can also be integrated via Mollie. Configuring payment methods is quick and easy thanks to the intuitive dashboard.
Checkout
Klarna's checkout is designed to present consumers with various payment options in one place. However, consumers are often redirected to Klarna's own platform, which can limit control over the customer experience.
Mollie offers a flexible and customisable checkout that seamlessly integrates into the shop environment and is more than just an alternative to Klarna. This keeps your buyers on your website, which can increase your conversion rate and reduce abandoned shopping carts. The checkout is available in several languages and adapts to the needs of customers in different countries.
Customer support
Klarna offers good support, but it is sometimes perceived as lacking in individuality. Klarna's ratings on Trustpilot are average at 4.1 – but often include feedback from end customers and not just from merchants.
Mollie scores with highly rated localised merchant support that is available in several languages. On Trustpilot, Mollie achieves an average of 4.6 stars. High-turnover online shops benefit from a personal point of contact and a dedicated customer success manager who provides support in setting up and optimising the payment system. This personal support is highlighted by many companies as a clear advantage over other providers.
No contract duration, no hidden fees: try Mollie now.
Conclusion: Is Mollie the better Klarna alternative?
Klarna is a well-known payment provider that focuses heavily on the B2C market and specific payment options such as purchase on account and instalment payments. Online shops that primarily serve end customers, only offer the payment methods supported by Klarna and want to pay individually set fees can easily use Klarna as a PSP.
Mollie offers a more versatile and flexible solution for online shops that require a wide range of global and local payment methods. With personalised customer support, easy integration and a seamless checkout, Mollie is a particularly suitable alternative to Klarna for providers who want to expand their reach in both the B2C and B2B markets.
Payment methods
Klarna is particularly well known for B2C payments and offers popular payment methods such as purchase on account, instalment payments and instant bank transfers. These options are particularly popular with end customers, but lack flexibility for other payment types. The focus here is on European markets.
Mollie offers more than 20 different payment methods, including global options such as credit cards and Apple Pay, as well as numerous local payment methods such as iDEAL, Bancontact and EPS transfer, which are the most popular payment methods in European countries and thus an optimal alternative to Klarna. It is particularly noteworthy that Klarna payment methods can also be integrated via Mollie. Configuring payment methods is quick and easy thanks to the intuitive dashboard.
Checkout
Klarna's checkout is designed to present consumers with various payment options in one place. However, consumers are often redirected to Klarna's own platform, which can limit control over the customer experience.
Mollie offers a flexible and customisable checkout that seamlessly integrates into the shop environment and is more than just an alternative to Klarna. This keeps your buyers on your website, which can increase your conversion rate and reduce abandoned shopping carts. The checkout is available in several languages and adapts to the needs of customers in different countries.
Customer support
Klarna offers good support, but it is sometimes perceived as lacking in individuality. Klarna's ratings on Trustpilot are average at 4.1 – but often include feedback from end customers and not just from merchants.
Mollie scores with highly rated localised merchant support that is available in several languages. On Trustpilot, Mollie achieves an average of 4.6 stars. High-turnover online shops benefit from a personal point of contact and a dedicated customer success manager who provides support in setting up and optimising the payment system. This personal support is highlighted by many companies as a clear advantage over other providers.
No contract duration, no hidden fees: try Mollie now.
Conclusion: Is Mollie the better Klarna alternative?
Klarna is a well-known payment provider that focuses heavily on the B2C market and specific payment options such as purchase on account and instalment payments. Online shops that primarily serve end customers, only offer the payment methods supported by Klarna and want to pay individually set fees can easily use Klarna as a PSP.
Mollie offers a more versatile and flexible solution for online shops that require a wide range of global and local payment methods. With personalised customer support, easy integration and a seamless checkout, Mollie is a particularly suitable alternative to Klarna for providers who want to expand their reach in both the B2C and B2B markets.
Payment methods
Klarna is particularly well known for B2C payments and offers popular payment methods such as purchase on account, instalment payments and instant bank transfers. These options are particularly popular with end customers, but lack flexibility for other payment types. The focus here is on European markets.
Mollie offers more than 20 different payment methods, including global options such as credit cards and Apple Pay, as well as numerous local payment methods such as iDEAL, Bancontact and EPS transfer, which are the most popular payment methods in European countries and thus an optimal alternative to Klarna. It is particularly noteworthy that Klarna payment methods can also be integrated via Mollie. Configuring payment methods is quick and easy thanks to the intuitive dashboard.
Checkout
Klarna's checkout is designed to present consumers with various payment options in one place. However, consumers are often redirected to Klarna's own platform, which can limit control over the customer experience.
Mollie offers a flexible and customisable checkout that seamlessly integrates into the shop environment and is more than just an alternative to Klarna. This keeps your buyers on your website, which can increase your conversion rate and reduce abandoned shopping carts. The checkout is available in several languages and adapts to the needs of customers in different countries.
Customer support
Klarna offers good support, but it is sometimes perceived as lacking in individuality. Klarna's ratings on Trustpilot are average at 4.1 – but often include feedback from end customers and not just from merchants.
Mollie scores with highly rated localised merchant support that is available in several languages. On Trustpilot, Mollie achieves an average of 4.6 stars. High-turnover online shops benefit from a personal point of contact and a dedicated customer success manager who provides support in setting up and optimising the payment system. This personal support is highlighted by many companies as a clear advantage over other providers.
No contract duration, no hidden fees: try Mollie now.
Conclusion: Is Mollie the better Klarna alternative?
Klarna is a well-known payment provider that focuses heavily on the B2C market and specific payment options such as purchase on account and instalment payments. Online shops that primarily serve end customers, only offer the payment methods supported by Klarna and want to pay individually set fees can easily use Klarna as a PSP.
Mollie offers a more versatile and flexible solution for online shops that require a wide range of global and local payment methods. With personalised customer support, easy integration and a seamless checkout, Mollie is a particularly suitable alternative to Klarna for providers who want to expand their reach in both the B2C and B2B markets.
Payment methods
Klarna is particularly well known for B2C payments and offers popular payment methods such as purchase on account, instalment payments and instant bank transfers. These options are particularly popular with end customers, but lack flexibility for other payment types. The focus here is on European markets.
Mollie offers more than 20 different payment methods, including global options such as credit cards and Apple Pay, as well as numerous local payment methods such as iDEAL, Bancontact and EPS transfer, which are the most popular payment methods in European countries and thus an optimal alternative to Klarna. It is particularly noteworthy that Klarna payment methods can also be integrated via Mollie. Configuring payment methods is quick and easy thanks to the intuitive dashboard.
Checkout
Klarna's checkout is designed to present consumers with various payment options in one place. However, consumers are often redirected to Klarna's own platform, which can limit control over the customer experience.
Mollie offers a flexible and customisable checkout that seamlessly integrates into the shop environment and is more than just an alternative to Klarna. This keeps your buyers on your website, which can increase your conversion rate and reduce abandoned shopping carts. The checkout is available in several languages and adapts to the needs of customers in different countries.
Customer support
Klarna offers good support, but it is sometimes perceived as lacking in individuality. Klarna's ratings on Trustpilot are average at 4.1 – but often include feedback from end customers and not just from merchants.
Mollie scores with highly rated localised merchant support that is available in several languages. On Trustpilot, Mollie achieves an average of 4.6 stars. High-turnover online shops benefit from a personal point of contact and a dedicated customer success manager who provides support in setting up and optimising the payment system. This personal support is highlighted by many companies as a clear advantage over other providers.
No contract duration, no hidden fees: try Mollie now.
Conclusion: Is Mollie the better Klarna alternative?
Klarna is a well-known payment provider that focuses heavily on the B2C market and specific payment options such as purchase on account and instalment payments. Online shops that primarily serve end customers, only offer the payment methods supported by Klarna and want to pay individually set fees can easily use Klarna as a PSP.
Mollie offers a more versatile and flexible solution for online shops that require a wide range of global and local payment methods. With personalised customer support, easy integration and a seamless checkout, Mollie is a particularly suitable alternative to Klarna for providers who want to expand their reach in both the B2C and B2B markets.
What are the alternatives to Klarna?
There are numerous alternatives to Klarna, including Mollie. This gives merchants a wide range of payment methods through a single contract, including credit cards, SEPA direct debit and local options such as iDEAL or Bancontact, which can be flexibly integrated.
There are numerous alternatives to Klarna, including Mollie. This gives merchants a wide range of payment methods through a single contract, including credit cards, SEPA direct debit and local options such as iDEAL or Bancontact, which can be flexibly integrated.
There are numerous alternatives to Klarna, including Mollie. This gives merchants a wide range of payment methods through a single contract, including credit cards, SEPA direct debit and local options such as iDEAL or Bancontact, which can be flexibly integrated.
There are numerous alternatives to Klarna, including Mollie. This gives merchants a wide range of payment methods through a single contract, including credit cards, SEPA direct debit and local options such as iDEAL or Bancontact, which can be flexibly integrated.
What are the disadvantages of Klarna?
The disadvantages of Klarna include its limited suitability for B2B payments, an opaque fee structure and sometimes long contract durations. Merchants also criticise the delayed payouts, which can have a negative impact on liquidity, especially for smaller companies.
The disadvantages of Klarna include its limited suitability for B2B payments, an opaque fee structure and sometimes long contract durations. Merchants also criticise the delayed payouts, which can have a negative impact on liquidity, especially for smaller companies.
The disadvantages of Klarna include its limited suitability for B2B payments, an opaque fee structure and sometimes long contract durations. Merchants also criticise the delayed payouts, which can have a negative impact on liquidity, especially for smaller companies.
The disadvantages of Klarna include its limited suitability for B2B payments, an opaque fee structure and sometimes long contract durations. Merchants also criticise the delayed payouts, which can have a negative impact on liquidity, especially for smaller companies.
Which Klarna alternatives are better suited for B2B?
Mollie is an excellent alternative for B2B companies. With flexible payment methods such as SEPA transfers and Billie for B2B invoice payments, Mollie offers a transparent fee structure, seamless integration and comprehensive support for B2B merchants.
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Simplify payments and money management
Drive revenue, reduce costs, and manage funds with Mollie.
Simplify payments and money management
Whether you want to grow internationally or focus on a specific market, everything is possible. Mollie supports all known payment methods, so you can grow your business regardless of location.
Simplify payments and money management
Drive revenue, reduce costs, and manage funds with Mollie.